February 05, 2026
US fintech start-up Veritus has raised $10.1 million in seed funding to accelerate deployment of its AI agents across the consumer lending value chain, company co-founder and CEO Joshua March reveals exclusively to FinTech Futures.
The round was led by Crosslink and Threshold, with support from Emergence Capital, Surge Point, Cedar Capital, and Rebel Fund, among other investors.
March created the company with former Divvy Homes engineers David Schlesinger and Joey Stein last year, before being incubated in Y Combinator’s Summer 2025 batch.
Based in San Francisco, Veritus offers an AI agent platform for the consumer lending industry. The technology focuses on providing voice-first agents capable of conducting regulated conversations with borrowers, supporting text, email, and live chat.
The agents integrate with lenders’ loan management systems (LMSs) and systems of record to access customer data and run omnichannel inbound and outbound operations, including an automated dialler and campaign scheduling.
Veritus is currently focused on two areas of deployment: application-funnel outreach to convert pre-qualified borrowers, and early-stage delinquency engagement.
“Right now we’re deploying voice-first AI agents where lenders see quick impact—calling and texting in the application funnel to increase conversions, and early-stage delinquency outreach where we can take payments on the phone,” March says in an interview with FinTech Futures.
The platform includes an intelligent KYC module that adapts verification based on risk, and a dual-agent design for complex conversations such as hardship plans, fee waivers, payment plans, and settlements. Read rest here.